Why Choose PACE Financing?
PACE financing removes the barriers to getting the roof your home needs, with benefits you won't find with traditional loans.
$0 Down Payment
Get your new roof installed today with absolutely no upfront costs. No deposit, no initial payment required.
100% Financing
Cover your entire roofing project including materials, labor, permits, and inspections—all financed.
Flexible Terms
Choose repayment terms from 5 to 25 years to find monthly payments that fit your budget comfortably.
Property-Based Approval
Approval is based on your property equity—not your credit score. More homeowners qualify.
Transferable
If you sell your home, the remaining balance can transfer to the new owner, making your home more attractive.
Tax Benefits*
PACE payments may be tax-deductible as they're paid through your property taxes. Consult your tax advisor.
How PACE Financing Works
From consultation to installation, the process is simple and straightforward.
Free Consultation
Contact us for a free roof inspection and estimate. We'll assess your needs and explain your financing options.
Quick Pre-Qualification
Complete a simple application with Renew Financial. No credit check required to see if you qualify.
Approval & Agreement
Once approved, review and sign your financing agreement. The process is straightforward and transparent.
Professional Installation
Our expert team installs your new roof. You don't pay anything until the work is completed to your satisfaction.
Easy Repayment
Payments are added to your property tax bill—typically paid semi-annually with your regular taxes.
Eligibility Requirements
PACE financing is designed to be accessible. Here's what you need to qualify.
Property Ownership
- You must own the property
- Property must be located in an eligible area
- Residential properties (1-4 units) qualify
- Commercial properties may also be eligible
Property Requirements
- Property taxes must be current
- No more than one late payment in last 3 years
- No outstanding tax liens on the property
- Sufficient equity in the property
Mortgage Status
- Mortgage payments must be current
- No bankruptcy within the last 2 years
- No foreclosure actions pending
- All co-owners must consent to the assessment
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Renew Financial
Trusted PACE Financing Partner
Renew Financial is one of the nation's leading PACE financing providers, having helped over 200,000 homeowners fund energy-efficient improvements. As an authorized contractor, we can offer you their best rates and terms.
- 200,000+ homeowners served nationwide
- A+ rating with the Better Business Bureau
- Transparent terms with no hidden fees
- Dedicated customer support team
Frequently Asked Questions
Get answers to common questions about PACE financing.
